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Terms and Conditions

1. Introduction

1.1. This Agreement governs the entire relationship between you, the Client, and YourAPlan (We; Us; The Website; youraplan.com), email: support@youraplan.com, who provides Services via the Website or the Mobile app.

1.2. Before the Distance contract is concluded, the Client will be provided with the text of this Agreement electronically or in another durable format. If this is not reasonably possible, the Company will indicate, before the Distance contract is concluded, in what way this Agreement is available for Client's review at the Company's premises and that they will be sent free of charge to the Client, as soon as possible, at the Client's request.

1.3. THE CLIENT IS OBLIGED TO CAREFULLY READ THIS AGREEMENT BEFORE ACCEPTING IT AND USING THE SERVICES OF THE COMPANY. THE CLIENT AGREES THAT HIS/HER USE OF THE SERVICES ACKNOWLEDGES THAT THE CLIENT HAS READ THIS AGREEMENT, UNDERSTOOD IT, AND AGREED TO BE BOUND BY IT.

1.4. This Agreement contains a mandatory arbitration provision that, as further set forth in Section 17 below, requires the use of arbitration on an individual basis to resolve disputes, rather than jury trials or any other court proceedings, or class actions of any kind.

2. Definitions

2.1. Some terms are defined in the introductory part of this Agreement. Unless this Agreement provides otherwise, wherever used in this Agreement, including the introductory part, the following terms when capitalized shall have the following meanings:

  • Agreement: An agreement for providing Services and/or Goods concluded online by the Company and the Client.
  • Client: A user of the Company’s Services and/or the buyer of Goods as explained in this Agreement.
  • Offer: The offer to enter into this Agreement of Services and/or Goods provided by the Company to the Client through the Website or Mobile app.
  • Privacy Policy: The privacy policy of the Company published on the Website or Mobile app.
  • Services: The digital content provided by the Company to the Client as well as the accessibility to the Website or Mobile app, including information, text, images offered or provided there.
  • Business Plans: Comprehensive strategic documents provided by the Company, outlining business strategies, market analysis, financial projections, and operational plans tailored to the Client's needs.
  • Goods: Any supplementary materials or physical products sold online by the Company that complement the Business Plans.
  • Distance Contract: A contract concluded between the Company and the Client within the framework of a system organized for the distance sale of Business Plans and/or Goods.
  • Website: The website of the Company available at www.youraplan.com.

3. Submission of the Offer

3.1. The Company will provide the Client with a possibility of receiving an Offer.

3.2. The Client will be asked to provide certain information before receiving the Offer by choosing provided options or typing requested details. The Client is obliged to provide current, correct, and comprehensive information that is requested to be provided.

3.3. Upon submission of the information established in Section 3.2 of this Agreement, the Client will be provided with the Offer. The Offer will include information on the following:

  • 3.3.1. Payment amount for the relevant Services and/or Goods.
  • 3.3.2. Payment options: via credit card or other allowable payment forms.
  • 3.3.3. Other information the Company finds important to include in the Offer.

3.4. Accepting the Offer

3.4.1. The Client accepts the Offer once he/she ticks the box "I agree with the Terms & Conditions".

4. Distance Contract

4.1. The Distance contract will be concluded at the moment when the Client accepts the Offer as indicated in paragraph 3.4.1.

4.2. As the Client will accept the Offer electronically, the Company will confirm receipt of acceptance of the Offer electronically. In case the Client purchases Business Plans, such will be provided to the Client’s email address provided by the Client or on the Mobile app.

4.3. IN CASE THE AGREEMENT BETWEEN THE COMPANY AND THE CLIENT CONSISTS OF BUSINESS PLANS WHICH ARE NOT SUPPLIED ON A TANGIBLE MEDIUM, THE CLIENT AGREES TO LOSE HIS/HER RIGHT OF WITHDRAWAL OF THE AGREEMENT.

4.4. The Company makes reasonable efforts to ensure that Services operate as intended; however, such Services are dependent upon the internet and other services and providers outside of the control of the Company. By using the Company’s Services, the Client acknowledges that the Company cannot guarantee that Services will be uninterrupted, error-free, or that the information it contains will be entirely free from viruses, hackers, intrusions, unscheduled downtime, or other failures. The Client expressly assumes the risk of using or downloading such Services.

4.5. From time to time and without prior notice to the Client, we may change, expand, and improve the Services. We may also, at any time, cease to continue operating part or all of the Services or selectively disable certain aspects of the Services. Any modification or elimination of the Services will be done in our sole and absolute discretion and without an ongoing obligation or liability to the Client, and the Client’s use of the Services does not entitle the Client to the continued provision or availability of the Services.

4.6. The Client furthermore agrees that:

  • 4.6.1. He/she shall not access Services (including for purchasing Goods) if he/she is under the age of 18;
  • 4.6.2. The Client will deny access to Services for children under the age of 18. The Client accepts full responsibility for any unauthorized use of the Services by minors.

5. Payments

5.1. During the period of validity indicated in the Offer, the price for the Services and/or Goods being offered will not increase, except for price changes in VAT-tariffs.

5.2. The Client agrees to:

  • 5.2.1. Pay all additional costs, fees, charges, applicable taxes, and other charges that can be incurred by the Client. Please note that for Goods orders, local charges (sales tax, customs duty) may occur, depending on your region and local customs duties. These charges are at the customer’s own expense.
  • 5.2.2. Purchase Services and/or Goods by using a valid credit card or other allowed form of payment.
  • 5.2.3. Provide the Company with current, correct, and comprehensive information as detailed in the purchase order form. If the Company discovers or believes that any information provided by the Client is not current, inaccurate, or incomplete, the Company reserves the right to suspend the Service and/or delivery of Goods at its sole discretion, and the Client forfeits any right to a refund of the paid amount.

5.3. After the Client is transferred to the third-party payment service provider, the risk of loss or damages will pass to the Client and/or the third-party service. The Client’s online credit or debit card payments to the Company will be handled and processed by a third-party payment service provider, and none of the sensitive data in relation to your payment will be stored on or used by the Company. The Company shall not be liable for any payment issues or other disputes that arise due to the third-party payment services. The Company may change the third-party payment service provider from time to time.

5.4. All prices and costs are in US Dollars unless otherwise indicated.

5.5. All Goods remain the Company’s property until full payment is made. The price applicable is that set on the date on which you place your order. Shipping costs and payment fees are recognized before confirming the purchase.

5.6. For shipments outside the US, the Client agrees and understands that the Goods will be imported on behalf of the Client. The Client authorizes the Company to import the Goods on his behalf. Further, the Client agrees that the Company may delegate the obligation to import the Goods on his behalf to a subcontractor. The Client will pay the taxes & duties in addition to the purchase price of the Goods, if applicable.

5.7. All transfers conducted through the Company are handled and transacted through third-party dedicated gateways to guarantee your protection. Card information is not stored, and all card information is handled over SSL encryption. Please read the terms & conditions for the payment gateway chosen for the transaction as they are responsible for the transactions made.

5.9. In order to ensure that the Client does not experience an interruption or loss of Services and/or delivery of Goods, the Services and Goods are offered on automatic renewal.

  • 5.9.1. EXCEPT FOR REASONS DESCRIBED BELOW IN THIS SECTION, AUTOMATIC RENEWAL AUTOMATICALLY RENEWS THE APPLICABLE SERVICE OR DELIVERY OF GOODS UPON EXPIRATION OF THE CURRENT TERM FOR A RENEWAL PERIOD EQUAL IN TIME TO THE MOST RECENT SERVICE OR GOODS DELIVERY PERIOD. For example, if the Client’s last service period is for one month, the renewal period will typically be for one month.
  • 5.9.2. Unless the Client cancels the subscription, the Company will automatically renew the applicable service or delivery of goods when it comes up for renewal and will take payment from the payment method associated with the order in the Client’s account.
  • 5.9.3. IF THE CLIENT DOES NOT WISH FOR SERVICE AND/OR DELIVERY OF GOODS TO AUTOMATICALLY RENEW, he may elect to cancel the subscription at least 48 hours before the end of the current period, in which case, the Services will be terminated upon expiration of the then-current term, unless he manually renews the Services prior to that date.
  • 5.9.4. If the Client has purchased the subscription on the Company’s website, the Client will not be able to control it through the Apple App Store or Google Play. Instead, the Client may easily cancel the Services subscription by logging into the User’s Account on the Company’s website or contacting the support team at support@youraplan.com.
  • 5.9.5. If the Client has purchased the subscription of Services through the Apple App Store or Google Play, the Client might cancel the subscription only through his Apple or Google Account. The Client understands that deleting the app does not cancel the subscriptions.

5.10. From time to time, the Company might offer Special Deals which may contain additional terms and conditions applicable together with this Agreement.

  • 5.10.1. The Company may offer trials of paid subscriptions for a limited time without payment or at a special price (“Trial”). The Company will automatically begin charging the Client for the subscription on the first day following the end of the Trial on a recurring monthly basis or another interval that the Company discloses in the Special Deal. If the Client doesn’t want to be charged, he must cancel the subscription before the end of the Trial.
  • 5.10.2. If the Client has purchased or received a promo code, gift, a special discount, or other offer sold by the Company for access to a paid subscription, separate terms and conditions presented to the Client along with the Special Deal may also apply. The Client agrees to comply with any such terms and conditions.

6. Cancellation & Refund Policy

6.1. If you want to cancel your subscription, please contact us at support@youraplan.com with your registration email. Your subscription will be canceled manually within approximately three days after contacting us via email.

In addition to refund rights available under applicable laws, you are eligible to receive a refund by following these simple steps:

  1. Contact us via email within 10 days after your initial purchase.
  2. Provide us with evidence that you have followed the business plan.
  3. In addition to requesting a refund and fulfilling clauses 1 and 2, please email a written application to support@youraplan.com containing the following information:
    • Email related to your purchase
    • Payment method (PayPal or Card, etc., used to perform a purchase)
    • Date of the payment
    • Payment receipt or any payment confirmation
    • Brief justification of the reason for the need for a refund.

Please note that only fulfillment of the above requirements allows you to receive a complete refund under the "100% Money-back guarantee". For clarity, this "100% Money-back guarantee" does not apply to other instances (e.g., personal reasons such as you don't like the product, you don't use the product, you don't want the product, etc.; financial reasons such as you did not expect to be charged, that the subscription would automatically renew, or that the services are paid, etc.).

We will review your application and notify you (by email) whether your application is approved. If approved, your refund will be processed, and a credit will be automatically applied to your credit card or original method of payment, typically within 30 days.

6.3. Please be aware that our refund policy does not extend to recurring subscription payments. While we offer a 100% Money-back guarantee for your initial purchase under certain conditions, this guarantee does not apply to subsequent subscription renewals. All recurring payments are considered final and non-refundable. It is the responsibility of the subscriber to manage their subscription preferences and be aware of renewal dates. We encourage our customers to review their subscription details regularly to ensure they align with their current needs and expectations.

7. Intellectual Property Rights

7.1. As between the Company and the Client, all intellectual property rights, including but not limited to copyright, design rights, trademark rights, patent rights, and any other proprietary rights in or to the Services and Services-related content are owned by the Company.

7.2. The Client must not reproduce, disassemble, reverse engineer, decompile, distribute, publicly display or perform, or publish or otherwise make available the Services including but not limited to Business Plans, in whole or in part without the Company’s prior written consent.

7.3. The Client hereby grants to the Company a perpetual, irrevocable, worldwide, fully paid-up, and royalty-free, non-exclusive license, including the right to sublicense (through multiple tiers) and assign to third parties, to reproduce, distribute, perform and display (publicly or otherwise), create derivative works of, adapt, modify, and otherwise use, analyze and exploit in any way now known or in the future discovered, his/her User Content (except for User Trademarks) as well as all modified and derivative works thereof. To the extent permitted by applicable laws, the Client hereby waives any moral rights he/she may have in any User Content. “User Content” means any User Trademarks, communications, images, writings, creative works, sounds, and all the material, data, and information that the Client uploads, transmits, or submits through the Services, or that other users upload or transmit. By uploading, transmitting, or submitting any User Content, the Client affirms, represents, and warrants that such User Content and its uploading, transmission, or submission is (a) accurate and not confidential; (b) not in violation of any applicable laws, contractual restrictions, or other third-party rights, and that the Client has permission from any third party whose personal information or intellectual property is comprised or embodied in the User Content; and (c) free of viruses, adware, spyware, worms, or other malicious code.

7.4. No part of this Agreement is or should be interpreted as a transfer of intellectual property rights in relation to the Services or Services-related content, except as expressly set forth in Section 8.1 below.

8. Use of Business Plans

8.1. All intellectual property rights specified in Article 7.1 and relating to Business Plans are owned by the Company. Business Plans are licensed pursuant to this Section 8 and are not sold. The Client will only be granted a limited, revocable, non-exclusive, non-transferable, and non-sublicensable license, subject to the terms and conditions of this Agreement, to use (solely for the Client’s individual use) any Business Plan provided by the Company to the Client.

8.2. The term of this license shall be for a term of 5 years from the date the Client receives the applicable Business Plan, unless earlier suspended or terminated in accordance with this Agreement.

8.3. Unless expressly otherwise provided, the Client must not use any Business Plan except for personal, non-commercial purposes.

8.4. The Client must not edit, reproduce, transmit, or lend the Business Plan or make it available to any third parties or use it to perform any other acts which extend beyond the scope of the license provided in this Section 8 by the Company.

8.5. The Company may impose restrictions on the scope of the license or the number of devices or types of devices on which Business Plans can be used.

8.6. If the Client violates this Section 8, the Company may suspend access to the relevant Business Plan without limiting any of the Company’s rights or remedies under this Agreement or applicable law, including the Company’s right to recover from the Client the loss suffered as a result of or in connection with the infringement, including any expenses incurred.

9. Sale of Business Plans Prohibited

9.1. The Client is prohibited from selling, offering for sale, sharing, renting out, or lending Business Plans, or copies of Business Plans.

10. Privacy Policy

10.1. The processing of the Client’s personal data is governed by the Privacy Policy. It is recommended that the Client print and keep a copy of the Privacy Policy together with this Agreement.

11. Indemnity

11.1. The Client will indemnify and hold the Company, its affiliates, officers, directors, employees, agents, legal representatives, licensors, subsidiaries, joint ventures, and suppliers harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of the Client’s breach of this Agreement or use of the Services, or the Client’s violation of any law or the rights of a third party in conjunction with the Client’s breach of this Agreement or use of the Services.

12. Liability

12.1. INFORMATION MAY NOT BE APPROPRIATE OR SATISFACTORY FOR THE CLIENT’S USE, AND HE/SHE SHOULD VERIFY ALL INFORMATION BEFORE RELYING ON IT. ANY DECISIONS MADE BASED ON INFORMATION CONTAINED IN THE WEBSITE OR MOBILE APP, INCLUDING INFORMATION RECEIVED THROUGH CLIENT’S USE OF THE SERVICES, ARE HIS/HER SOLE RESPONSIBILITY.

12.2. THE CLIENT EXPRESSLY UNDERSTANDS AND AGREES THAT THE COMPANY SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY DAMAGES, OR THOSE RESULTING FROM LOST PROFITS, LOST DATA, BUSINESS INTERRUPTION, LOSS OF GOODWILL, LOSS OF USE, OR OTHER LOSSES WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY (EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), ARISING OUT OF:

  • (i) THE USE OR INABILITY TO USE SERVICES,
  • (ii) ANY LINK PROVIDED IN CONNECTION WITH THE SERVICES,
  • (iii) THE MATERIALS OR INFORMATION CONTAINED AT ANY OR ALL SUCH LINKED WEBSITES OR MOBILE APP,
  • (iv) THE CLIENT’S RELIANCE ON ANY OF THE SERVICES;
  • (v) THE INTERRUPTION, SUSPENSION, TERMINATION OF THE SERVICES OR ANY PORTION THEREOF,
  • (vi) THE TIMELINESS, DELETION, MISDELIVERY OR FAILURE TO POST OR STORE ANY INFORMATION, OR
  • (vii) ANY MATTER OTHERWISE RELATED TO THE CLIENT’S USE OF THE SERVICES.

IN NO EVENT SHALL THE COMPANY’S AGGREGATE LIABILITY TO THE CLIENT RELATING TO HIS/HER USE OF THE SERVICES EXCEED ONE HUNDRED DOLLARS ($100).

12.3. A party to the Agreement shall be released from responsibility for non-fulfilment if it proves that this Agreement was not fulfilled due to force majeure. In particular, the Company shall not be liable for any losses caused by force majeure, riot, war, or natural events or due to other occurrences for which the Company is not responsible (e.g., strike, lock-out, traffic hold-ups, administrative acts of domestic or foreign high authorities). The Client must provide written notification of the occurrence of force majeure, which prevents the fulfilment of this Agreement, within 30 calendar days from the date of the occurrence of these circumstances. The Company shall inform the Client about the occurrence of force majeure by email or on the Website or Mobile app if possible.

12.4. THE LIABILITY OF THE COMPANY IS LIMITED TO DIRECT LOSSES, UNLESS OTHERWISE PROVIDED UNDER THE APPLICABLE LAWS.

12.5. Due to the nature of Services and/or Goods that the Company provides and as the Company cannot control the Client’s adherence to the provided use instructions, the Company provides no warranty as to any results or outcomes coming from using Services and/or Goods.

12.6. The provider of the Services and owner of the Goods is a separate entity from the administrator of the Website or Mobile app. Therefore, the Company shall not bear any responsibility for the Goods or delivery thereof. Any claims, requests, or other communications related to the Goods must be submitted directly to the entity that owns and sells them. Similarly, the administrator of the Website and/or Services provided therein shall not bear any responsibility for the Goods.

12.7. When using Services, the Client may receive links to other websites or mobile apps that are not owned and/or controlled by the Company. These are provided "as is". The Client acknowledges and agrees that the Company is not responsible for the operation of such links. Furthermore, the Company is not responsible or liable for any content, advertising, products, or other materials that may be accessed through such links, and therefore the Client agrees that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use or reliance on any such content, goods, services available on or through any such websites or mobile apps.

13. Medical Disclaimer

13.1. BEFORE USING BUSINESS PLANS PROVIDED BY THE COMPANY, THE CLIENT SHOULD CONSULT WITH HIS/HER BUSINESS CONSULTANT OR PROFESSIONAL ADVISOR.

13.2. THE COMPANY IS NOT A BUSINESS CONSULTING ORGANIZATION AND IS NOT PROVIDING ANY PROFESSIONAL ADVICE OR ASSISTANCE. NOTHING WITHIN THE SERVICES PROVIDED BY THE COMPANY IS ASSOCIATED WITH, SHOULD BE TAKEN AS, OR UNDERSTOOD AS PROFESSIONAL BUSINESS ADVICE OR ASSISTANCE, NOR SHOULD IT BE INTERPRETED IN SUBSTITUTION FOR ANY PROFESSIONAL BUSINESS ADVICE OR ASSISTANCE FROM BUSINESS CONSULTANTS OR PROFESSIONAL ADVISORS. THE CLIENT IS SOLELY RESPONSIBLE FOR EVALUATING AND ASSESSING HIS/HER OWN BUSINESS NEEDS, INCLUDING ANY NEED TO SEEK APPROPRIATE GUIDANCE FROM BUSINESS CONSULTANTS OR PROFESSIONAL ADVISORS.

14. Validity and Termination

14.1. This Agreement is effective after the Client accepts and electronically expresses his/her consent to comply with it, and it shall remain in effect until terminated in accordance with the following section.

14.2. The Company may terminate the relationship with the Client at any time in the following cases:

  1. The Client does not agree with the Agreement;
  2. The Client commits any breach of the Agreement;
  3. The Client does not provide information requested by the Company and/or provides incorrect and/or incomprehensive information.

Notwithstanding the foregoing, statutory termination rights shall not be affected.

15. Changes to Agreement

15.1. This Agreement, Privacy Policy, and any additional terms and conditions that may apply are subject to change. The Company reserves the right to modify and update the Agreement from time to time, and such changes shall be effective immediately upon posting to the Company’s Website or Mobile App.

15.2. All amended Agreement, Privacy Policy, and any additional terms and conditions will be posted online. The Company may give notice to the Client of any upcoming changes by sending an email to the primary email address provided by the Client or notifying through the Website or Mobile app.

15.3. The Client understands and agrees that any continued use and access to the Services after any posted updates of the Agreement means that the Client voluntarily agrees to be bound by this Agreement. If a Client does not agree to be bound by the updated Agreement, he/she should not use (or continue to use) the Services.

16. Communication

16.1. In general, the Company prefers communication by email. By accepting this Agreement, the Client accepts communication by email. For this purpose, the Client is requested to have a valid email address and provide it when filling required information as stipulated in Section 3.2. The Company may publish information related to this Agreement or Services on the Website or Mobile app as well. The Client should check his/her email messages as well as information provided on the Website or the Mobile app regularly and frequently. Emails may contain links to further information and documents.

16.2. Where applicable laws require the provision of information on a durable medium, the Company will either send the Client an email with an attachment or send the Client a notification referring to the Services with a download function to retain such information and documents permanently for future reference. It is the Client’s responsibility to keep copies of all communications from the Company.

16.3. The Client may request a copy of this Agreement or any other contractual document by contacting support@youraplan.com.

16.4. The communication with the Client will be made in English unless the Company and the Client agree to communicate in another language.

16.5. The Client may contact us at any time by sending a message to support@youraplan.com.

17. Dispute Resolution

17.1. Governing Law. This Agreement is governed by the laws of Texas without regard to its principles of conflicts of law, and regardless of the Client’s location.

17.2. Informal Dispute Resolution. The Client agrees to participate in informal dispute resolution before filing a claim against the Company. Any complaints in relation to the Company and the Services provided to the Client should be addressed to the Company by contacting support@youraplan.com. Any complaints in relation to the Goods provided to the Client should be addressed by contacting help via email support@youraplan.com. The Client should clearly indicate that a complaint is being submitted and specify the grounds and circumstances concerning the complaint. The Company will send a complaint acknowledgement to the email address from which the complaint has been received. We will consider the complaint and respond to the Client within 14 calendar days of the day of receipt of a relevant complaint. If a dispute is not resolved within 30 calendar days of the day of receipt of a relevant complaint, the Client or Company may bring a formal claim.

17.3. Arbitration. Except for disputes that qualify for small claims court, all disputes arising out of or related to this Agreement or any aspect of the relationship between the Client and the Company, whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, will be resolved through final and binding arbitration before a neutral arbitrator instead of in a court by a judge or jury. The Client and Company agree that the Client and Company are each waiving the right to trial by a jury. Such disputes include, without limitation, disputes arising out of or relating to interpretation or application of this arbitration provision, including the enforceability, revocability, or validity of the arbitration provision or any portion of the arbitration provision. All such matters shall be decided by an arbitrator and not by a court or judge.

17.4. The Client agrees that any arbitration under this Agreement will take place on an individual basis; class arbitrations and class actions are not permitted, and the Client is agreeing to give up the ability to participate in a class action.

17.5. The Client may opt out of this agreement to arbitrate by emailing support@youraplan.com with the Client’s first name, last name, and address within thirty (30) days of accepting this agreement to arbitrate, with a statement that the Client declines this arbitration agreement.

17.6. The arbitration will be administered by the American Arbitration Association under its Consumer Arbitration Rules, as amended by this Agreement. The Consumer Arbitration Rules are available online at https://www.adr.org/consumer. The arbitrator will conduct hearings, if any, by teleconference or videoconference, rather than by personal appearances, unless the arbitrator determines upon request by the Client or Company that an in-person hearing is appropriate. Any in-person appearances will be held at a location that is reasonably convenient to both parties with due consideration of their ability to travel and other pertinent circumstances. If the parties are unable to agree on a location, such determination should be made by the AAA or by the arbitrator. The arbitrator’s decision will follow the terms of this Agreement and will be final and binding. The arbitrator will have authority to award temporary, interim, or permanent injunctive relief or relief providing for specific performance of this Agreement, but only to the extent necessary to provide relief warranted by the individual claim before the arbitrator. The award rendered by the arbitrator may be confirmed and enforced in any court having jurisdiction thereof. Notwithstanding any of the foregoing, nothing in this Agreement will preclude the Client from bringing issues to the attention of federal, state, or local agencies and, if the law allows, they can seek relief against us for you.

18. Miscellaneous

18.1. No person other than the Client shall have any rights under this Agreement.

18.2. The Client may not assign any rights under this Agreement to any third party without the prior consent of the Company. The Company, at its sole discretion, may assign its rights and obligations under this Agreement in full or in part to any third party.

18.3. If any part of this Agreement is found by a court of competent jurisdiction to be invalid, unlawful, or unenforceable, then such part shall be severed from the remainder of the Agreement, which shall continue to be valid and enforceable to the fullest extent permitted by law.

18.4. THE USE OF THE SERVICES IS SOLELY AT THE CLIENT'S OWN RISK. THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND WITH RESPECT TO THE SERVICES, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, OR ARISING FROM A COURSE OF DEALING, USAGE, OR TRADE PRACTICE. SOME STATES DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO THE CLIENT. THE COMPANY MAKES NO WARRANTY THAT THE SITE OR SERVICE WILL MEET THE CLIENT'S REQUIREMENTS, OR WILL BE UNINTERRUPTED, TIMELY, SECURE, CURRENT, ACCURATE, COMPLETE, OR ERROR-FREE, OR THAT THE RESULTS THAT MAY BE OBTAINED BY USE OF THE SITE OR SERVICE WILL BE ACCURATE OR RELIABLE. THE CLIENT UNDERSTANDS AND ACKNOWLEDGES THAT HIS/HER SOLE AND EXCLUSIVE REMEDY WITH RESPECT TO ANY DEFECT IN OR DISSATISFACTION WITH THE SITE OR SERVICE IS TO CEASE TO USE THE SERVICES. THE CLIENT MAY HAVE OTHER RIGHTS, WHICH MAY VARY FROM STATE TO STATE.

18.5. BY USING OR ACCESSING THE SERVICES, THE CLIENT HEREBY ACKNOWLEDGES THAT HE/SHE HAS READ THIS AGREEMENT, UNDERSTOOD IT, AND AGREES TO BE BOUND BY ITS TERMS AND CONDITIONS.

If you have any questions about these Terms and Conditions, please contact us at support@youraplan.com.